Apply for Bank of America Premium Rewards Credit Card Easily

Discover the Benefits of the Bank of America Premium Rewards Credit Card

Step into a world of exciting benefits with the Bank of America Premium Rewards Credit Card, designed for individuals who appreciate the harmony of luxury and practicality. Whether you are a frequent traveler, an avid diner, or simply looking to make your expenses more rewarding, this card offers a rich blend of rewards and perks that enhance your daily financial routine.

Maximize Your Everyday Spending

This credit card empowers you with the ability to earn unlimited 2 points for every dollar spent on travel and dining. Imagine enjoying a gourmet meal or booking a flight and knowing that each dollar spent is working for you. For all other purchases, you earn 1.5 points per dollar, making this card a valuable asset for routine expenses like grocery shopping or online purchases.

Travel-Friendly Features

If you love to travel, this card offers an impressive $200 in travel statement credits each year. Whether you are booking hotels, flights, or other travel expenses, these credits can significantly offset your costs. Additionally, the card comes with the benefit of no foreign transaction fees. This means you can use your card abroad just like you would at home, avoiding extra costs that usually come with international purchases.

Additional Perks for Cardholders

Alongside its travel perks, the card provides an annual $100 airline incidental credit. This credit can be used for a variety of extras like baggage fees or in-flight refreshments, enhancing your travel experience without added expenses. These features make it not just a card for the globetrotters, but also a practical option for everyday use.

User-Friendly and Rewarding

The comprehensive reward structure and customer-friendly features make the Bank of America Premium Rewards Credit Card a smart choice for anyone looking to make the most of their spending habits. By integrating luxury benefits with everyday practicality, it’s a card that truly rewards you every step of the way.

Unlock the Benefits of the Bank of America Premium Rewards Credit Card

1. Earn Substantial Rewards

With the Bank of America Premium Rewards Credit Card, cardholders are rewarded for their everyday purchases. You earn 2 points for every $1 spent on travel and dining and 1.5 points per $1 on all other purchases. This makes it a great choice for frequent travelers or food enthusiasts. To maximize these rewards, try to use the card for all your dining and travel expenses. Moreover, accumulate points over time to redeem them for various exciting options like cashback, gift cards, or travel credits.

2. Enjoy an Introductory Offer

A compelling benefit of this card is the attractive welcome bonus. For new cardholders, there is an opportunity to earn a generous bonus of 50,000 points after spending at least $3,000 within the first 90 days of account opening. To make the most of this offer, plan major purchases or travel bookings right after receiving your card to meet the spending threshold effortlessly.

3. Travel with Confidence

The card offers numerous travel benefits, including up to $100 in airline incidental statement credits annually. This includes seat upgrades, in-flight services, and airport lounge access, making your journeys more comfortable. Additionally, take advantage of the card’s travel and purchase protections, such as trip cancellation insurance and lost luggage reimbursement, to travel worry-free knowing you’re covered in unforeseen situations.

4. Global Acceptance and Fee Waivers

Enjoy the convenience of worldwide acceptance with this Visa card. Whether you’re making reservations abroad or shopping online, you’ll be delighted to know that there are no foreign transaction fees. This means you can make purchases internationally without worrying about extra costs. Plan your overseas trips knowing you’ll be saving money by using this card.

5. Enhanced Value with Preferred Rewards

As a member of the Bank of America Preferred Rewards program, you can enhance your earnings potential. Depending on your tier, you can receive an additional 25% to 75% bonus on rewards. This is particularly beneficial for those with substantial savings with the bank. To qualify, maintain a minimum combined balance across eligible accounts, unlocking even greater value from your spending.

SEE HOW TO GET YOUR BANK OF AMERICA PREMIUM REWARDS CREDIT CARD

The Bank of America Premium Rewards Credit Card is designed for those who travel often and appreciate earning rewards. One of its standout features is the ability to earn points on purchases. With 2 points accrued on travel and dining, it encourages cardholders to make the most out of their everyday spending. This can lead to substantial points accumulation, benefiting frequent travelers who can redeem points for various travel-related perks.Additionally, the appeal of a sign-up bonus cannot be overlooked. New cardholders can receive an impressive bonus of 50,000 points after meeting the spending requirement, which can be applied towards travel costs, making it a very attractive offer for individuals seeking to maximize their rewards right from the start. This card exemplifies how thoughtful features can not only enhance the user experience but also provide tangible benefits for lifestyle choices.

Requirements for the Bank of America Premium Rewards Credit Card

• Credit Score: A strong credit score is crucial. Typically, applicants should aim for a score of 700 or higher to increase their likelihood of approval. This indicates to lenders that you are a responsible borrower.
• Annual Income: There is no specific minimum income declared by Bank of America for this card, but having a stable and sufficient annual income helps in demonstrating your ability to manage credit responsibly.
• U.S. Residency: Applicants must be a resident of the United States to be eligible for this credit card, as it’s a requirement for understanding local financial and lending laws.
• Proof of Identity: Valid identification such as a driver’s license or passport is necessary to verify your identity during the application process.
• Bank Account Information: While not always mandatory, having an established banking relationship with Bank of America may facilitate the approval process.

GET YOUR BANK OF AMERICA PREMIUM REWARDS CREDIT CARD THROUGH THE WEBSITE

How to Apply for the Bank of America Premium Rewards Credit Card

Step 1: Visit the Bank of America Website

To begin your application process, access the official Bank of America website. Navigate to the credit cards section, where you’ll find a list of all the available credit card options. Locate the “Premium Rewards Credit Card” to get started.

Step 2: Review Card Benefits and Eligibility Requirements

Before applying, it is crucial to understand the features and benefits of the Premium Rewards Credit Card. Take note of the rewards program, annual fees, interest rates, and any introductory offers. Verify if you meet the card’s eligibility requirements, such as minimum age, income level, and credit score.

Step 3: Start the Online Application

Click on the “Apply Now” button on the card’s page to initiate the application form. Prepare to provide personal information such as your full name, address, Social Security number, employment details, and income information. Always ensure your data is input accurately to avoid delays in processing.

Step 4: Submit Application and Await Approval

After completing the application form, review all details before submitting it. Once submitted, Bank of America will assess your application. This process could be instant or may take a few days if additional checks are required. Keep an eye on your email for updates regarding your application status.

Step 5: Receive Your Credit Card

If approved, your new Premium Rewards Credit Card will be mailed to the provided address. When you receive it, follow the instructions to activate your card. This step will enable you to start enjoying the rewards and benefits associated with your new credit card.

GET YOUR BANK OF AMERICA PREMIUM REWARDS CREDIT CARD THROUGH THE WEBSITE

Frequently Asked Questions about the Bank of America Premium Rewards Credit Card

What are the main benefits of the Bank of America Premium Rewards Credit Card?

The Bank of America Premium Rewards Credit Card offers a variety of attractive benefits. Cardholders can earn unlimited 2 points per dollar spent on travel and dining, as well as 1.5 points per dollar on all other purchases. Additionally, cardholders can enjoy up to $100 in statement credits for airline incidental fees and other travel-related expenses each year.

Is there an annual fee for the Bank of America Premium Rewards Credit Card?

Yes, the Bank of America Premium Rewards Credit Card has an annual fee of $95. Despite the fee, the rewards and benefits offered, such as the airline fee credit and bonus points, can provide significant value when used strategically.

How does the points redemption work with this credit card?

With the Bank of America Premium Rewards Credit Card, you can redeem points for various options like cash back, statement credits, travel purchases, and gift cards. One point is generally equivalent to one cent, making 10,000 points equal to $100 in redemption value. This flexibility allows you to choose the rewards that best match your spending habits.

Is there a sign-up bonus for new cardholders?

Yes, new cardholders can earn a bonus of 50,000 points after spending $3,000 on purchases in the first 90 days of account opening. This is equivalent to a $500 value in travel purchases, offering a great kick-start in earning rewards with your new card.

Are there any foreign transaction fees with this credit card?

No, the Bank of America Premium Rewards Credit Card does not charge any foreign transaction fees. This makes it an excellent choice for travelers who frequently make purchases abroad, as it helps them avoid additional costs that can add up over time.

Linda Carter

Linda Carter is a writer and financial expert specializing in personal finance and financial planning. With extensive experience helping individuals achieve financial stability and make informed decisions, Linda shares her knowledge on the our platform. Her goal is to empower readers with practical advice and strategies for financial success.